Marcel Łysiak

       Not so long ago Roger Federer ended his competitive career as tennis player during the Laver Cup in September 2022 - "He’d played the final match of his career, a double loss alongside his rival turned pal, Rafael Nadal". He believes he's leaving tennis in a good place handing his spotlight to other generations of tennis players. Even about his rival - Rafael Nadal, Federer said that he was always “secretly happy” to see him play his way back to the top level even as Nadal surpassed Federer’s major count to reach 22, the current record. His retirement had been a secret since late summer. He took a knee scan after Wimbledon that proved to be fatal to his career, placing him in yet another tough decision: "another surgery and rehab, or moving on to his next chapter". He decided to move on from being a tennis player, and instead focus on different aspects of his life, like spending more time with his family and achieving his ream of travelling around the wor...

     As most people know, getting mortgages, loans and carrying credit card debts is quite some expense. But since the begging of the year 2022 it's even more expensive, and it won't stop getting worse. From the data currently accessible by the public, it turns out that "it could add even more pain in the form of job cuts and smaller raises". The Federal Reserve is currently trying to fight inflation, but to this point they have been clear that they'll only pull back on their rate hikes (that in turn means the monthly interest payments on existing debt will soon be higher) once they see "compelling evidence" that inflation is slowing down. What it means is that borrowing money will get more expensive with time. So any purchase that requires a mortgage or loan (for a home, car, or higher education) could be negatively affected. To sum up, think carefully before you choose to get a mortgage, loan or start credit card debt in present or future, because it c...